Notes from our expert team.

Rising healthcare costs and unpredictable renewals are pushing more employers to explore self-funded insurance as a smarter alternative to fully insured plans. In this Self-Funding 101 guide, Nava Benefits and Imagine360 break down how self-funding works, how risk is managed through stop-loss coverage, and why it can offer greater transparency and long-term cost control. Learn what it takes to get started and how HR leaders can build the case with finance partners.

Preventive care is often covered at no cost, but many employees don’t use it due to confusion, access barriers, or uncertainty about what’s included. This guide breaks down why annual wellness visits matter and how HR teams can promote preventive care through clear education, better access, and thoughtful communication. The result is healthier employees and more value from employer-sponsored benefits.

Nava is excited to announce a new strategic partnership with Thatch, a tech-forward ICHRA administrator helping employers offer personalized, affordable healthcare. This collaboration is part of Nava’s growing effort to curate the alternative healthcare marketplace, connecting employers with proven, cost-saving innovations that traditional brokers often overlook. With expedited quoting, escalated support, and strong outcomes for underserved workforces, Thatch brings much-needed clarity and efficiency to ICHRA administration, strengthening our mission to fix healthcare for everyone.

Choosing a health plan is one of the most confusing decisions employees make each year, and many end up in plans that don’t fit their needs. An employee benefits decision support tool helps employees compare options based on their personal healthcare needs, costs, and preferences. With the right decision support in place, employees can choose health plans with confidence and employers can deliver a better benefits experience.

HR influence in the C-suite isn’t about advocacy alone, it’s about operating as a business leader. This article breaks down how HR leaders can translate people strategy into business outcomes through data, timing, and cross-functional partnership. Learn practical ways to earn trust, shape decisions, and build lasting influence at the executive table.

Many U.S. companies are overpaying for health insurance due to suboptimal funding strategies, but there’s a spectrum of options beyond the traditional fully insured model, which could lead to significant savings. This blog demystifies the funding options, from gap funding to fully insured, to help HR professionals understand each approach.

A benefits broker request for proposal (RFP) can unlock crucial information about the employee benefits marketplace, your own total rewards offering, and the level of support your HR team could receive. But the RFP process can be time-consuming, confusing, and difficult — unless you’re well prepared. Here are four steps to get ready for a smooth RFP process.

RFP evaluation is one of the most important steps in choosing the right benefits broker, yet it’s often rushed or reduced to price comparisons. This guide breaks down how to evaluate broker RFPs using a structured scorecard, weighted criteria, and clear scoring practices. The result is a more confident, defensible decision that aligns with your benefits strategy and long-term goals.

Managing employee benefits can overwhelm lean HR teams, especially without a dedicated benefits function. This guide shares 19 practical strategies to reduce administrative burden, streamline support, and empower employees to self-serve. With the right partners, tools, and systems, even small HR teams can deliver a confident, effective benefits experience.

Preventive care is one of the most valuable yet misunderstood benefits employees have access to. This guide breaks down what preventive care really includes, what’s free under most health plans, and why early detection matters for both employee well-being and employer costs. HR leaders play a critical role in helping employees use these benefits confidently, reducing confusion, strengthening trust, and improving overall health outcomes.

This article explores why traditional employee wellness programs often fall short and how personalized, flexible approaches better support employees and businesses. Drawing on insights from fitness and nutrition expert Ariel Hoffman, it outlines the real barriers employees face, the ripple effects of improved well-being, and the HR strategies that actually drive engagement. The result is a practical guide for building wellness programs that reduce burnout, increase productivity, and meet employees where they are.

Choosing the right employee benefits broker has a direct impact on your costs, compliance, and employee experience. This guide highlights the most common mistakes employers make during the selection process and offers a step-by-step checklist to help you run a stronger RFP. Use it to evaluate brokers confidently and find a partner who can support your organization year-round.