Notes from our expert team.

Lifestyle spending accounts (LSAs) are employer-funded benefits that give employees flexible dollars to spend across a defined set of categories, from fitness and mental health to childcare, professional development, and beyond. Unlike traditional benefits that assume a one-size-fits-all workforce, LSAs put choice in the employee's hands, increasing perceived value without necessarily increasing employer spend. This guide covers what LSAs are, how they work, what they typically cover, and what HR leaders should weigh before adding one to their benefits strategy.

Most people with an FSA or HSA are leaving money on the table. This guide covers 30+ eligible items you can buy with pre-tax dollars in 2026, from massage guns and fertility tests to light therapy masks and dental aligners, plus a year-end checklist so you never forfeit your balance again.

Women make up the majority of the HR profession and are increasingly reshaping benefits strategy with workplace equity as the explicit goal. Equity in the workplace means giving employees access to what they actually need to participate and advance, not just equal access to the same resources. For HR leaders, that distinction has real implications for how benefits are designed, what gets measured, and which gaps are worth closing. This post breaks down what equity-driven benefits look like in practice, why women in HR are leading the charge, and how any HR leader can start applying the same framework.

Choosing between an HDHP and a PPO is one of the most important financial decisions employees make each year, yet most people do it without the full picture. This guide breaks down how high deductible health insurance actually works, who it's a smart fit for, and where it can backfire, including real talk on costs, HSA benefits, and what families with frequent care needs should watch out for. Whether you're an HR leader building your benefits strategy or an employee staring down open enrollment, here's what you need to make the right call.

Women's health is a career-long conversation, but most benefit packages treat it as a single moment. This piece breaks down six areas where employer coverage still falls short, from menstrual and hormonal health to menopause and chronic conditions, and highlights what leading companies are doing differently. Whether you're an HR leader benchmarking your benefits or an employee who's felt the gaps firsthand, it's a look at what genuinely inclusive coverage can look like.

Ancillary employee benefits, like wellness programs, flexible work options, and financial wellness tools, go beyond traditional offerings to support employees' full lives and boost satisfaction, productivity, and retention. This guide breaks down the types of ancillary benefits, how to implement them effectively, and why they’re essential in a modern, people-first workplace. With actionable tips and real-world examples, it's your roadmap to building a benefits package that truly stands out.

Women make up nearly half of the U.S. workforce, yet research shows they continue to carry a disproportionate share of invisible labor, from caregiving responsibilities to health coordination and administrative load. These structural realities can quietly shape retention, advancement, and burnout, even in organizations committed to fairness. By designing employee benefits strategy with workplace equity in mind, HR leaders can reduce hidden strain and create more sustainable, measurable outcomes.

Women have long been change agents in the workplace. From bold HR thought leaders to corporate people leaders, these women are championing a more safe, supportive, and equitable workplace.

A 401(k) is one of the most valued benefits you offer, but many plans are left on autopilot. This blog explores how a strategic broker can help you optimize vendor selection, benchmark plan design, drive employee participation, and manage complex transitions like PEO exits. When approached thoughtfully, your 401(k) can become a powerful tool for retention, engagement, and long-term financial wellness.

Employee listening is more than a survey. It’s a strategic tool for building smarter, more effective benefits and total rewards programs. In this blog, we explore how a strong employee listening strategy helps HR leaders reduce wasted spend, improve engagement, and design benefits that reflect the real needs of a diverse workforce. We also break down how the right broker partner can turn employee feedback into actionable, data-driven benefits strategy.

Fertility benefits and IVF coverage can be difficult to navigate, especially because state laws and insurance requirements vary widely. This guide explains what fertility benefits typically include, how state mandates work, and what insurance covers IVF depending on plan type. It also includes an A–Z list of fertility insurance mandates across all 50 states.

Rising healthcare costs and unpredictable renewals are pushing more employers to explore self-funded insurance as a smarter alternative to fully insured plans. In this Self-Funding 101 guide, Nava Benefits and Imagine360 break down how self-funding works, how risk is managed through stop-loss coverage, and why it can offer greater transparency and long-term cost control. Learn what it takes to get started and how HR leaders can build the case with finance partners.