Broker commissions are often 4-5% of premiums, but can go higher than 7%. Most employers are in the dark about the fact that hundreds of thousands of their premiums could be going to the broker — and when they receive poor service, there’s nowhere to turn.

Nava's promise is radically different and it’s a first for the industry.

The Nava Performance Guarantee works like this: if you believe we've failed to deliver on our plan at year’s end, you walk away and we refund our fees. It’s that simple.