Notes from our expert team.

Women make up nearly half of the U.S. workforce, yet research shows they continue to carry a disproportionate share of invisible labor, from caregiving responsibilities to health coordination and administrative load. These structural realities can quietly shape retention, advancement, and burnout, even in organizations committed to fairness. By designing employee benefits strategy with workplace equity in mind, HR leaders can reduce hidden strain and create more sustainable, measurable outcomes.

Employee listening is more than a survey. It’s a strategic tool for building smarter, more effective benefits and total rewards programs. In this blog, we explore how a strong employee listening strategy helps HR leaders reduce wasted spend, improve engagement, and design benefits that reflect the real needs of a diverse workforce. We also break down how the right broker partner can turn employee feedback into actionable, data-driven benefits strategy.

Fertility benefits and IVF coverage can be difficult to navigate, especially because state laws and insurance requirements vary widely. This guide explains what fertility benefits typically include, how state mandates work, and what insurance covers IVF depending on plan type. It also includes an A–Z list of fertility insurance mandates across all 50 states.

Rising healthcare costs and unpredictable renewals are pushing more employers to explore self-funded insurance as a smarter alternative to fully insured plans. In this Self-Funding 101 guide, Nava Benefits and Imagine360 break down how self-funding works, how risk is managed through stop-loss coverage, and why it can offer greater transparency and long-term cost control. Learn what it takes to get started and how HR leaders can build the case with finance partners.

Managing employee benefits can overwhelm lean HR teams, especially without a dedicated benefits function. This guide shares 19 practical strategies to reduce administrative burden, streamline support, and empower employees to self-serve. With the right partners, tools, and systems, even small HR teams can deliver a confident, effective benefits experience.

Pet benefits are becoming an essential part of modern total rewards as more employees see pets as part of their family and struggle with rising veterinary costs. This guide breaks down why pet insurance matters, how different benefit options work, and what HR teams should consider when evaluating or implementing a pet benefit. With the right approach, employers can improve employee wellbeing, strengthen culture, and offer meaningful support at little to no cost.

Nearly three-quarters of employees are caregivers, and many are burning out in silence. Nava and Cleo share actionable strategies for HR teams to close benefits gaps, streamline caregiving support, and build stronger, more resilient workforces.

Rising healthcare costs are quietly cutting into employee paychecks through premiums, deductibles, and prescription costs. Let’s explore what’s driving the spike, why it matters for HR leaders, and how modern benefits strategies can help.

The IRS has released new 2026 inflation adjustments impacting FSAs, QSEHRAs, commuter benefits, and more. This article breaks down each update in plain language, helping HR leaders understand what’s changing, what to review, and how to keep their benefits plans compliant. Learn how proactive HR teams use these annual updates to strengthen compliance processes and build employee trust.

Healthcare costs are rising, and traditional group plans no longer fit today’s distributed workforce. This blog breaks down what an Individual Coverage Health Reimbursement Arrangement (ICHRA) is, how it works, and the key differences between ICHRAs and QSEHRAs. Drawing on insights from the recent Nava + Thatch webinar, it explores the pros and cons of this modern benefits model and how it helps employers control costs while giving employees real choice.

Benefits jargon leaves many employees feeling lost, which can lead to missed opportunities and underused perks. This employee-friendly glossary breaks down 52 of the most commonly misunderstood terms in plain English, helping HR teams and employees alike navigate benefits with confidence. From deductibles to COBRA, this guide makes sure no one gets tripped up by confusing fine print.

This guide breaks down what values-driven employee benefits are, why they matter, and how to design them so they align with your company’s mission and culture. You’ll learn practical steps to create benefits that attract and retain talent, avoid common pitfalls, and reinforce your values. Plus, we spotlight 13 companies, from Amazon to Commonwealth Bank, showing exactly how to put these benefits into action, with inspiring examples across professional development, family support, sustainability, community impact, wellness, and inclusion.