Many U.S. companies are overpaying for health insurance due to suboptimal funding strategies, but there’s a spectrum of options beyond the traditional fully insured model, which could lead to significant savings. This blog demystifies the funding options, from gap funding to fully insured, to help HR professionals understand each approach.

Benefits benchmarking can help you create a competitive, cost-effective benefits package. In this guide, we’ll break down what benefits benchmarking is, why it’s important, and how to properly evaluate your employee benefits against competitors, industry standards, and emerging trends. Whether you’re looking to attract the right top talent or increase employee satisfaction over time, this guide ensures you’ll have everything needed to use benchmarking to level up your employee benefits.

As open enrollment approaches, having a detailed checklist can help streamline the entire process. Start with a pre-enrollment audit to identify and correct any data errors. Schedule early meetings to review your benefits portfolio, develop a renewal strategy, and create a clear communication plan to keep employees informed. Make sure to prepare engaging and educational materials to help employees make informed decisions and reduce last-minute questions. This checklist covers everything you need for a seamless, efficient, and successful open enrollment season, ensuring that both HR teams and employees are well-prepared.

Managing employee benefits can be challenging. A skilled benefits broker can help by handling benefits administration for your organization, and help keep employees happy with custom benefits plans that suit their needs and the needs of the business.

Employees want more than the benefits traditionally offered by prospective and current employers. Many are turning down or leaving jobs over a lack of desired benefits. Learn more about some of the biggest benefit trends you can implement to attract and keep top talent.

Employee benefits programs are indispensable to your organization's compensation package. A well-designed benefits package can increase employee retention and improve workplace productivity. This comprehensive guide teaches the ins and outs of developing an employee benefits program.

Today’s job market isn’t competitive only for employees. Employers also have to compete to attract the best talent, and one way they can do so is with unique employee benefits. Successful benefits packages go beyond traditional health insurance and retirement accounts to include wellness perks, travel stipends, or tech-driven extras. With the right combination of benefits, the return on investment can be significant.

A benefits advisor assists HR teams with understanding, selecting, and managing employee benefits packages. Their impact is invaluable to creating a satisfied workforce and helping your business comply with labor laws.

Professional Employer Organizations (PEOs) can help small to midsize businesses manage employee benefits. However, there are pros and cons to working with a PEO – and some employers may not be well suited for PEO services. Here is a look at the potential benefits and drawbacks of partnering with a PEO.

The Employee Retirement Income Security Act (ERISA) oversees most employer-sponsored benefit plans, including health insurance. HR professionals must understand ERISA employee benefits and follow the guidelines to remain compliant. Here’s your guide to ERISA, what it covers, and how to stay compliant.

Employee benefits are a key piece of any DEIBA strategy. By building an inclusive benefits offering, employers can help support employees’ unique needs, regardless of background. Here’s your guide to building DE&I into your benefits plans.

Far too many employees don’t understand their benefits – and that leads to a lot of frustration and wasted money (for the employer and the employee). Here’s your guide to identifying the tell-tale signs whether your employees understand their benefits plans.